Terms and Conditions

NOTICE

PLEASE READ THESE TERMS AND CONDITIONS. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO THE TERMS AND CONDITIONS BELOW.
OWNERSHIP
This Website www.investors-aid.coop all web pages located at that domain name ("Website") is the Website of the Investors-Aid Co-operative of Canada.

General Terms and Conditions
Copyright in the pages and in the screens displaying the pages, and in the information and material therein and in their arrangement, are protected unless otherwise indicated.

TRADEMARKS
Certain names, graphics, logos, icons, designs, words, titles or phrases at this Website may constitute trade names, trademarks or service marks of Investors-Aid. Trademarks may be registered in Canada and in other countries as applicable.

USE OF INFORMATION AND MATERIALS
All information at this site is protected under the copyright laws of Canada and in other countries.
The information contained in this Website is not intended to provide specific legal, accounting, financial, or tax advice for any individual or entity and should not be relied upon in that regard.
The information and materials contained in this Website, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Investor-Aid's web site and systems including but not limited to misuse of passwords, or misuse of any information posted on a site is prohibited. Investors-Aid may terminate this agreement and/or your access to the Website at any time without notice. Not all products and services are available in all geographic areas.

GOVERNING LAW
The use of the Website is governed by the laws of the Province of British Columbia, Canada
 
NO WARRANTY
Every effort has been made to ensure the accuracy of the information presented on this Web site. However, Investors-Aid assumes no responsibility for the accuracy of the information. Investors-Aid may make improvements and/or changes in the publications and/or programs or services described in this Web site at any time without notice.

To the fullest extent permitted by applicable law, this information is provided "AS IS" without warranty of any kind, either express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

Investors-Aid shall not under any circumstances be liable to any person for any special, incidental, indirect or consequential damages, including, without limitation, damages resulting from use of or reliance on the information presented on this Web site, loss of profits or revenues or costs of replacement goods, even if informed in advance of the possibility of such damages.

INFORMATION SECURITY
Although Investors-Aid security efforts are generally consistent with industry practice in Canada, your complete privacy, confidentiality and security associated with any communications between us is NOT YET POSSIBLE over the Internet, and therefore cannot be guaranteed. As a result, Investors-Aid shall not be responsible or liable for any loss of privacy, disclosure of information, harm, damage or loss that may result from your transmission of any information to us in any connection with this Website.
Membership Information
As a co-operative, Investors-Aid requires your help in meeting our regulatory obligations by providing your personal information. If you become a member, you must provide certain information which is added to our internal membership database, which co-operatives must maintain by law.
This information includes: member number; name, address, and contact; date of membership; and date on which you ceased to be a member. 
The information contained in the database can only be used for Co-op purposes pertaining to Investors-Aid. We do not sell, rent, or loan our membership lists to anyone.

SUBMISSIONS
All information submitted to Investors-Aid via this site shall be deemed and remain the property of Investors-Aid and Investors-Aid shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this site provides Investors-Aid through this site.

RESIDENTS OF THE PROVINCE OF QUEBEC
English shall be the language of these Terms & Conditions and all documents in connection with these Terms & Conditions, and Investors-Aid and you each waive any right to use and rely upon any other language, or translations. Il est de la volonté express des parties que le présent contrat et tous les documents qui s'y rattachent soient rédigés en langue anglaise, exception faite des documents pour lesquels la loi exige l'usage exclusif du français.